mtmd.

Web service

ledger

Paste a card statement and the month is already categorized

Open ledger

Features

  • Paste and done

    Drop a card or bank CSV in; category, merchant, and recurring expenses get sorted automatically. Instead of an Excel macro.

  • A month on a single screen

    No bloated charts. The whole month fits in one view — showing what shifted, not which day was expensive.

  • Your wallet, only

    The server keeps the rules; individual transactions stay in the browser. No account credentials leave your device.

Ninety percent of people who start a budgeting app quit within a month. ledger removes the cost of recording so only the pleasure of reading remains.